Loans Officer Fresher Career Jobs - Zoe Recruitment

Organisation: Zoe Recruitment

Duty Station:  Kampala,

Uganda

Zoe

Recruitment is an HR consultancy company that exists to contribute to the

transformation of productivity and work ethic, by linking talent to

business/organizations, and placing people right. At Zoe we believe this then

forms the foundation for sustainable business and on a larger scale, economic

growth. Zoe would like to recruit for a valuable client in the financial

services industry.

Job Summary: The Loans Officer will evaluate and authorize loan

applications within the predetermined approval limits and act as a liaison

between clients and the company.

Key Duties and Responsibilities:  

• Maintain an up-to-date qualified pipeline on
  
  all new business prospects looking for loans.


• Evaluate credit worthiness by processing loan
  
  applications and documentation within a specified limit.


• The incumbent will interview applicants to
  
  determine financial eligibility and feasibility of granting the credit
  
  facilities.


• Direct walk in loan applicants/potential
  
  clients on the loan requirement process, and address any questions &
  
  queries about the process.


• Establish rapport with borrowers and educate
  
  customers about the business loan policy and procedure


• Obtain and compile copies of loan applicants’
  
  credit histories, personal financial statements and any other related
  
  financial information


• In charge of the daily engagement and
  
  negotiation of payment arrangements with customers/clients who have
  
  delinquent/overdue loans


• Daily communication with clients/customers either
  
  by telephone, electronically or face to face with loans due within two
  
  days


• Respond promptly to customer/client inquiries


• Process and follow up client/customer loans
  
  and requests in a timely manner


• Manage and resolve customer/client complaints


• Direct loan requests and unresolved loan
  
  issues to the Managing Director


• Computation of a payment schedule/loan
  
  amortization schedule for all walk in clients for all loans approved by
  
  the Managing Director

Qualifications, Skills and Experience:  

• The ideal candidate should hold a Bachelor’s
  
  degree or Diploma from an accredited university


• Proven working experience as a loan officer


• Excellent interpersonal skills


• Ability to bond with and work in a team.


• Excellent verbal and written communication
  
  skills


• Good listening skills


• Good problem solving skills


• Keen attention to detail and accuracy


• Skills in data collection and ordering


• Customer service-orientation


• High degree of adaptability


• High degree of personal initiative


• Stress tolerance.


• Smart and presentable


• Familiarity with computers and basic computer
  
  packages


• Excellent communication and interpersonal
  
  skills


• Ability to work in a goal oriented
  
  environment


• Knowledge of the loan products


• Basic knowledge or fluency in other languages
  
  apart from English favorable.

How to Apply: 

All

suitably qualified and interested candidates are encouraged to apply online

through Zoe’s e-recruitment portal at the link below together with:

• Attached copies of all academic
  
  qualifications (transcripts and certificates);


• Detailed CVs and daytime mobile telephone
  
  numbers;


• Three work references and or/academic
  
  references;

Deadline: 11^th April 2016