Head Lending Career Job - Stanbic Bank ~ Ugandan Jobline Jobs

Organisation: Stanbic Bank

Job

ID: 12480
Duty Station:  Kampala, Uganda

Stanbic Bank Uganda Limited is a

subsidiary of Stanbic Africa Holdings Limited which is in turn owned by

Standard Bank Group Limited (“the Group”), Africa’s leading banking and

financial services group. The Standard Bank Group is the leading banking group

focused on emerging markets. It is the largest African banking group ranked by

assets and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda

by assets and market capitalization. It offers a full range of banking services

through two business units; Personal and Business Banking (PBB), and Corporate

and Investment Banking (CIB).

Job Summary:  The Head Lending will be charged with the integration

of the lending product set within PBB maximising the value of all Lending

financial products/solutions by coordinating the establishment of a set of

offerings which are aligned to specific market needs. This role will be

implemented with an aim to create and deliver a superior customer experience

whilst simultaneously providing long term value for the business. The role

encompasses all lending products including Secured Business Lending, Home

Loans, Unsecured lending, as well as the short term lending (working capital)

solutions linked to trade finance and excludes Agriculture Financing. Effective

management of our PBB Lending book is a critical success factor in order to

ensure that we leverage the lending portfolio to it’s full extent in order to

deliver sustainable balance sheet and revenue growth

Key Duties and Responsibilities: 

1.

Product Strategic and Operational Planning:

·        
Develops, coordinates and implements long, medium

and short term strategies to maximize growth and profitability across the

business.

·        
Accurately forecasts market and product growth on a

long-, medium and short term basis as may be required by the business from time

to time.

·        
Formulates, allocates and communicates lending value

propositions and strategies to the whole of Personal and Business Banking.

·        
Proactively monitors trends, identifies areas of

opportunities and seeks feedback to facilitate improvements in all aspects of

the  product, sales, service, operations

efficiency, volume and value growth.

·        
Works closely with the Segments and Branch Network

in order to understand and identify key business drivers, key influences and

competitor activity and ensure that we offer solutions that are locally

relevant..

·        
Identifies competitive threats and issues; and

liaises with other members of PBB to develop effective solutions to counter the

prioritized issues and threats.

2.

Effective product management:

·        
Oversees the whole PBB Lending value chain to

maximize revenues and profitability in line with PBB objectives.

·        
Offers technical support for the execution of

campaigns for promotion of existing products as well as new product launches.

·        
Constantly reviews, prioritizes and manages product

performance against targets by tracking all recorded performance and activity

measures. Provides regular assessments of product team’s

·        
productivity and effectiveness.

·        
Holds regular meetings with Credit, operations,

pricing and capital management as well as segment heads to review the

performance of PBB Lending.

·        
Prepares and presents product performance management

reports to the business on a regular basis.

·        
Represents the PBB business on all product related

matters at different forums within and beyond Stanbic Bank.

·        
Identifies alliances and partnerships through which

to extend the organization’s capability to innovate, incubate and market

innovative products and solutions.

3.

Effective management of financial, risk and regulatory requirements:  

·        
Be accountable for annual financial budgets,

including Profit and Loss, Operating and Capital Expenditure budgets for PBB

Lending.

·        
Oversight of expenses of the area within budget.

·        
Establish and monitor operating expenditure budget

control measures for the team, ensuring that revenue and expenditure is

accounted for in a systematic manner.

·        
Manages product organization within defined

regulatory and compliance tolerance levels.

·        
Ensures that the operational affairs of PBB Lending

are administered effectively.

4.

Stakeholder Management:

·        
The incumbent will be tasked to maintain a visible

and active presence across all the businesses to establish and support new and

existing relationship platforms from which to support the product team to

rollout financial solutions, which are able to attract new business and grow

market share.

·        
Fosters a team approach by actively building strong

relationships with key stakeholders within and outside the bank, to ensure

synergies and teamwork needed to optimize revenue growth and profitability.

·        
Ensures credibility across all relevant functions in

PBB and CIB which is vital for the successful co-ordination and integration of

product development and management activities.

·        
Responsible for inspiring, motivating, leading and

managing the team.

·        
Responsible for the recruitment, development and

retention of relevant skills in order to meet the business need.

·        
Ensures the effective selection of staff by matching

the skills and competencies to the requirements of the job.

·        
Builds organisational capabilities through

evaluating likely future requirements and ensuring that individuals are

provided with best possible development opportunities in line with these.

·        
Creates an environment in which learning and development

are emphasised and valued.

·        
Takes personal responsibility for coaching and

mentoring others.

·        
Effectively delegates authority and responsibility,

in line with business objectives, to ensure the empowerment, motivation and

effectiveness of all direct and indirect reports.

·        
Actively promotes a culture where the values of the

Bank are “lived”.

·        
Ensures the implementation of the leadership promise

and employee engagement programme.

·        
Enables the views of team members, resolves issues

raised by the team, escalates issues if required, and provides feedback to

teams on an on-going basis.

·        
Develops and maintains an open communication channel

with direct reports and supports staff to foster teamwork.

·        
Actively monitors and manages the performance and

development of staff within the area. 

This includes regular one-on-one feedback sessions, conducting mid-year

and final performance appraisals, as well as the moderation of all appraisals

for the team.

·        
Ensures staff are appropriately and consistently

rewarded and recognised for their achievements and outputs.

Qualifications, Skills and

Experience: 

·        
The applicant for the Stanbic Bank Head Lending

should hold a Bachelor’s degree in business, finance, accounting, economics or

marketing

·        
Possession of a Post-graduate degree in business or

commerce or finance is an advantage

·        
Financial and technical literacy with a sound

understanding of the delicate balance between investment, risk and reward.

·        
Broad knowledge of the product and segment value

propositions for Personal/business/corporate banking market segments.

·        
Strong customer service orientation, constantly

considering all aspects of the business from the customer’s point of view.

All candidates who wish to join the one

of Africa’s biggest Banking Groups, Standard Bank in the aforementioned

capacity are encouraged to Apply Online by visiting Link below.

Deadline:

14^th September, 2015