Organisation: Barclays Bank UK
Duty Station: Kawempe, Kampala, Uganda
Reports to: Branch Manager
Barclays
is a British multinational banking and financial services company headquartered
in London. It is a universal bank with operations in retail, wholesale and
investment banking, as well as wealth management, mortgage lending and credit
cards. It has operations in over 50 countries and territories and has around 48
million customers. As of 31 December 2011, Barclays had total assets of US$2.42
trillion, the seventh-largest of any bank worldwide.
Job Summary: The Personal Banker will deliver exceptional
sales performance by identifying and meeting customer needs through selling
& cross-selling of all Barclays Africa Retail products & services.
Key Duties and Responsibilities:
1. Sales to Retail
Banking Customers: 50%
- Actively participate in specific product campaigns
by ensuring that the products are explained to customers. - Agree, meet and exceed targets for specific
sales campaigns. - Maintain own sales performance statistics for
management information usage. - Own and manage personal product & channel
sales targets to contribute towards the outlet sales objectives. - Refer to the appropriate area of delivery for
specialist product help or advice (e.g. Schemes or Home Loans) when
uncertain about the product delivery or application process. Respond
directly to the customer. - Build effective relationships with branch
staff to ensure that non-sales staff refer customers to the Personal
Banker when they identify a particular product or service need. - In integrated branches, build effective
relationships with Customer Advisors to ensure that they refer standard
customers who become eligible for Prestige products and services. - Responsible for complete account opening
documentation together with customers and submit to the Branch Manager for
review before submitting to operations for processing. - Call customers when their accounts have been
opened, generate welcome pack letters and send to customers. - When selling loans to Retail prestige
customers, complete the financial analysis and statement review on
customer accounts. Where customers do not meet the minimum criteria,
advise the customer, verbally or in writing as the customer requires.
Report such denials to the Branch Manager on a daily basis.
2. Provision of Customer
Service: 15%
- Own customer queries and complaints around account
opening, loans and card applications and resolve in a timely manner.
Escalate any unresolved queries, or queries not resolved in a short period
of time to the Prestige Branch Manager. - Build relationships with internal service
providers (Operations and KYC Helpdesk) to ensure a quick turnaround time
of escalated queries and complaints. - Guide customers to the appropriate delivery
channel to meet their needs e.g. cashiers, drop boxes, ATM etc. - Guide customers as soon as cheque books,
cards and other account items are ready for collection. Follow up with
customers that have not collected the items within a reasonable time. - Guide customers as soon as new loans are
approved and encourage draw-downs on the new loans. - When the branch is busy, walk the queues-
resolve quick inquires and direct customers to the correct counters. - Restocks merchandising materials (pamphlets,
forms) in the Prestige Branch and advise the Branch Manager if supplies
are running low.
3. Operational Rigour and
Compliance with KYC Requirements: 20%
- Ensure accuracy of each new account
application, loan document, Barclaycard application and bank account
mandate change. Personal Bankers are held personally accountable for
accuracy and quality of these and supporting documents that they complete
and submit. - Achieve operational rigour excellence in all
aspects of procedures and processes personally undertaken to ensure green
audit. - Follow the Retail end to end account opening
ensuring new accounts are authorized and KYC compliant. Escalate any items
that exceed the agreed service level time lines or where there are
unresolved KYC requirements, to the Branch Manager. - Comply with all general Barclays operational
risk & rigour requirements e.g. KYC and anti-money laundering
regulations. - Occasionally, assist the Branch Manager to
open and close cashier tills at the beginning and end of each day. - Carry out snap checks as allocated by the
Branch Manager.
- Work in liaison with the Branch Manager/BOM,
open and close Cashier tills at the beginning and end of each day. - Authorise cashier transactions above their
teller limits when called upon. - Serve as the cash custodian for the Branch.
This involves checking cashier cash levels throughout the day, restocking
cashiers or repatriating excess funds, and reordering cash from the
external provider based on daily limits as set out.
- Identify and participant in community
initiatives to support as part of Barclays community initiatives (such as
Make a Difference Day, Local community initiative, Financial Literacy) - Significantly contribute ideas to support the
community initiatives agenda in the branch.
Qualifications, Skills
and Experience:
- The ideal candidate for the Barclays Bank
Personal Banker Job opportunity should hold a Good University degree or
diploma or relevant experience in a front-line banking
sales/marketing/service environment - Competitor product sales experience is an
added advantage - The applicant should have comprehensive
knowledge of the Bank’s products, services and policies including standard
tariffs. - Broad knowledge and understanding of overall
Retail goals & objectives, including the branch’s objectives growth of
sales, cost control and income contribution - Comprehensive knowledge and understanding of
the sales process - A working knowledge of the procedure manuals
- A thorough knowledge of the bank’s internal
departments, systems & procedures as well as risk & rigour
requirements - A good working knowledge and understanding of
relevant legislation e.g. KYC, Anti-Money laundering, banking code,
service standards, health & safety standards etc - Possess excellent planning and organizational
skills - Excellent verbal and written communication
skills - Good questioning skills
- Good PC skills
- Excellent numeracy and analytical skills
- Good selling/influencing skills
- Excellent presentation skills
- Influencing & negotiation skills training
- Prior credit training
- Excellent networking skills
- Good listening skills
If
you feel challenged by any of the above positions, and believe you can deliver
on key deliverables as outlined above, upload your application letter, current
curriculum vitae and photocopies of academic certificate to our recruitment
website detail below:
Barclays
is an equal opportunity employer that recruits, develops and promotes people on
merit, and rewards outstanding performance, regardless of background and
gender.
For
queries contact us on 0417122453 or email: barclays.uganda@barclays.com
Deadline: 1st April, 2016
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